Portfolio Management

How Provident Wealth Solutions Utilizes the Strategic Asset Management (SAM) Platform

At Provident Wealth Solutions, we take pride in the fact that we are still building our portfolios from the ground up. Most advisors in today’s world simply utilize market indexes as investment vehicles or farm out investment management altogether, but we don’t believe in taking the easy way out. We work hard as a team that we strive to select the best mutual fund possible in each asset class regardless of the investment company that offers the fund. We not only look at fund performance but also upside and downside capture ratios and risk scores in determining the appropriate funds to utilize in our portfolios.

Our goal is to develop a “risk-adjusted” portfolio to suit your individual needs that seeks to outperform a portfolio with a similar risk score. We have discretion over mutual fund transactions in the SAM platform, so we are able to make changes to our fund selection in each of our portfolios when conditions warrant without having to call each individual client to get approval prior to making the trades. During the client review we go over any portfolio changes that have been made since our last meeting.